dgm.derek.richards

Derek Richards

Loan Officer
C: 503.684.9111
O: 866.815.1803
2655 Camino del Rio N Ste 100 San Diego, CA 92108
2655 Camino del Rio N Ste 100 San Diego, CA 92108
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About Derek Richards

Derek Richards is a highly experienced loan officer who prioritizes his clients’ quality of experience throughout the financing process. With 26 years of industry expertise, Derek takes the time to listen to his clients’ needs and goals before providing personalized advice and charting a course that best suits their situation. He has a passion for helping people achieve their dreams of homeownership and financial stability. With his commitment to exceptional customer service and deep industry knowledge, Derek is a trusted partner who can guide his clients through every step of the financing process.

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A TEAM YOU CAN TRUST

Cornerstone First Mortgage, Inc. is a full-service mortgage lender headquartered in San Diego, California. Functioning as both the mortgage lender and broker, all aspects of the loan process (underwriting, funding and processing) are offered in-house. At Cornerstone First Mortgage, Inc., we are dedicated to delivering high-quality customer service and offer an extensive range of home loan programs with competitive rates to deliver a solution that best fits the need of each client.

What can I afford?

With this mortgage calculator, you can easily determine your estimated monthly payment, as well as how much interest you might pay and your projected principal balances. You can also input prepayment amounts to see their impact on your mortgage.
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$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Let’s get you into your dream home

It’s simple to get started on your mortgage journey – whether you’re just looking to get pre-qualified or are ready to submit an application. Just click the button below or submit a contact form to speak with one of our mortgage experts. We’re here to help!