PRIVACY POLICY
Customer service is very important to us. As we continue to improve and expand our services, we recognize our customers’ need and desire to preserve their privacy and confidentiality. Safeguarding our customers’ privacy is also very important to us. We have adopted standards that help maintain and preserve the confidentiality of customers’ nonpublic personal information. The following Statement affirms our continued efforts to safeguard customer information.
Information We Collect
We gather nonpublic personal information about our customers as may be necessary to conduct business with our customers. We collect nonpublic personal information about you from the following sources:
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Information we receive from you on applications or other forms, over the telephone or in face-to-face meetings, and via the Internet. Examples of information we receive from you include your name, address, telephone number, social security number, credit history and other financial information.
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Information about your transactions with us or others. Examples of information relating to your transactions include payment histories, account balances and account activity.
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Information we receive from a consumer reporting agency. Examples of information from consumer reporting agencies include your credit score, credit reports and other information relating to your creditworthiness.
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From employers and others to verify the information you have given to us. Examples of information provided by employers and others include verifications of employment, income or deposits.
Information We Disclose
Your personal information will only be retained for the purpose of providing you with our response to your query and will not be made available to any third party except as necessary to be disclosed to any related entity for the purpose intended or as required to be disclosed under law.
By submitting data on our website, the visitor is providing explicit consent to the transmission of data collected on the website.
We treat data as confidential within our firm and require a strict adherence of all our employees to data protection and our confidentiality policies.
All visitors, however, should be aware that our website may contain links to other sites that are not governed by this or any other privacy statement.
We reserve the right to amend (that is, add to, delete or change) the terms of this Privacy Statement from time to time.
For questions for who to limit with privacy sharing, please call (866)815-1803 or email us at [email protected]
We do not sell or disclose personally identifiable information to consumer marketing companies.
Legal Disclaimer
We hereby authorize you to view and print information on this website subject to it being used for informational and non-commercial purposes.
The information contained in this website is believed to be reliable, but we do not warrant its completeness, timeliness or accuracy. The information on this website is not intended as an offer or solicitation for any mortgage product or any financial instrument. The information and materials contained on this website – and the terms and conditions of the access to and use of such information and materials – are subject to change without notice. Products and services described may differ among geographic locations, offices and as a result of individual conditions. Not all products and services are offered at all locations. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.
It is our intention that data provided on a subject is of a general nature. Our website does not represent an exhaustive treatment of subjects nor is the information intended to constitute accounting, tax, legal, consulting or other professional advice.
Prior to making any decision or taking any action we kindly request you to contact your tax or legal advisors.
Please use this document and information at your own risk. The content of this site is copyrighted, and therefore any unauthorized use of any materials on this website may violate copyright, trademark, and other laws.
Materials on this website may not be modified, reproduced, or publicly displayed, distributed or performed for any public or commercial purposes prior to our approval.
Rate Disclaimer
All loans are subject to credit approval. Interest rates are subject to change daily and without notice. Current interest rates that are shown are indicative of market conditions and individual qualifications and will vary upon your lock-in period, loan type, credit score, purpose and loan to value.
Cornerstone First Mortgage, Inc. provides an easy way to get alerts regarding promotions, loan application, and payment information through SMS text messaging. Text messaging is available through most mobile devices and cell phone carriers. Messaging frequency varies for each customer. Message and data rates may apply.
SMS text messages are intended to be a best effort communication and represent just one component of the Cornerstone First Mortgage, Inc. customer notifications communication systems. Notifications will be presented on your mobile device in the same manner as any other SMS text messages.
If you wish to stop receiving text messages from us, you may unsubscribe at any time, by texting the word STOP to the five-digit US short code, by calling (866) 815-1803, or by email at [email protected]. This will terminate your participation in the notification program.
If you have any questions text the word HELP to the five-digit US short code, by calling (866) 815-1803, or by email at [email protected].
Additional Disclosures
By opting-in to Cornerstone First Mortgage’s to receive SMS text messages, and providing your phone number, you agree to this policy, our Privacy Policy, and our Terms of Use. You also agree that you are providing express written consent for Cornerstone First Mortgage, Inc., its affiliates, and agents to text you about your loan application, loan transaction, loan servicing, available rates, and other products, promotions and services offered by Cornerstone First Mortgage, Inc. You also agree and understand that consent to receive such messages is not a requirement that needs to be met to qualify for a loan through Cornerstone First Mortgage, Inc. You represent that you are the account holder for the mobile telephone number that you provided during the opt-in process. You understand that you are responsible for notifying Cornerstone First Mortgage, Inc. immediately if you change your mobile telephone number and agree to indemnify Cornerstone First Mortgage, Inc. and parties texting or calling on its behalf in full, for all claims, expenses, and damages related to or caused in whole or in party by your failure to notify us of your number change.
