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Renee Serface

Branch Manager
C: (503) 317-9293
O: (866) 815-1803
2655 Camino Del Rio North #100, San Diego, CA 92108
2655 Camino Del Rio North #100, San Diego, CA 92108
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About Renee Serface

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Ridgefield, WA, I’m here to provide exactly that. I have been in the mortgage industry for over 30 years. During that time, I have gained extensive experience in every area of the real estate business, giving me the edge to assist even with the most challenging scenarios.

This is a relationship-based business, and no two clients are the same. I specialize not only in current lending needs but also in creating a strategic plan for your future goals. Whether you’re looking to refinance, trying to buy a home, or need help easing the burden of a foreclosure, I can assist you. Knowledge is the foundation of every financial journey, and I devote my time not only to service but also to educating clients on their next steps. Whether you’re a first-time homebuyer looking for a mortgage lender or a veteran homeowner considering a refinance, I offer a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, jumbo mortgages, and many non-conventional and unique products are just a few options I provide to help you navigate home financing with confidence.

Honesty, integrity, and service are the values on which I have built my practice as a mortgage planner. As my client, you will receive the best service in the industry and a financing program tailored to meet your individual needs. Choosing a home loan is more than just about rates and fees; it should really be about you, your family, and your financial future. From application to closing, I’ll guide you through a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life.

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A TEAM YOU CAN TRUST

Meet Team Serface: Renee and her daughter Ali, a dedicated mother-daughter mortgage lending duo based in Ridgefield, Washington. With a combined experience of over 35 years in the industry, they specialize in helping families achieve their homeownership dreams. Their deep roots in the community fuel their passion for providing personalized service, ensuring every client feels educated and supported throughout the mortgage process.

Renee, a seasoned professional, brings extensive knowledge and a commitment to community engagement, while Ali infuses fresh ideas and energy into the team. Together, they community events, fostering connections and empowering others to navigate the mortgage landscape with confidence. Their shared love for Ridgefield shines through in everything they do, making them not just lenders, but true advocates for their neighbors. Whether you’re a first-time buyer or looking to refinance, Team Serface is here to guide you home.

What can I afford?

With this mortgage calculator, you can easily determine your estimated monthly payment, as well as how much interest you might pay and your projected principal balances. You can also input prepayment amounts to see their impact on your mortgage.
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$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Let’s get you into your dream home

It’s simple to get started on your mortgage journey – whether you’re just looking to get pre-qualified or are ready to submit an application. Just click the button below or submit a contact form to speak with one of our mortgage experts. We’re here to help!