With the heart of a teacher, Brad believes in educating and helping families achieve the dream of homeownership. As a Certified Mortgage Planning Specialist, Brad has helped thousands of families since the 1990’s by earning the trust of his clients and referral partners with honest communication, consistent follow-up and on time results. Brad loves making the call to say, “You’re clear to close!” After closing, Brad continues to empower his clients with equity maximizing strategies that help them control their financial futures and build personal wealth. Brad’s objective as a Certified Mortgage Planning Specialist is to impact the lives of his clients by minimizing their interest expense, maximizing their cash flow and increasing their net worth. Brad is a professional mortgage speaker who is licensed by the State of Florida to teach continuing education for credit to real estate agents on various mortgage related topics. A native Floridian, Brad graduated from Florida State University after serving in the United States Marine Corps for four years. When Brad is not closing loans for his clients, he can be found coaching his son, laughing with friends and cooking the next great meal.