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Carlos Torres

LOA/Loan Officer
O: (866) 815-1803
2655 Camino del Rio N suite 100, San Diego, CA 92108
2655 Camino del Rio N suite 100, San Diego, CA 92108
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About Carlos Torres

Born and raised in Houston, Texas, I’m a Marine Corps veteran and Senior Mortgage Loan Officer with over half a decade of experience helping families and homeowners achieve their goals. I pride myself on clear communication, disciplined execution, and a hands-on approach that makes the mortgage process straightforward, transparent, and stress-free from start to finish.

My ultimate goal is to ensure you make the right decision for you and your family. I am committed to delivering mortgage services that exceed expectations. I invite you to browse my website, explore the available loan programs, utilize the decision-making tools and calculators, and complete our secure online application to get started.

Once you’ve applied, I’ll personally reach out to discuss the details of your loan. You may also schedule an appointment using my online form. As always, you can contact me anytime by phone, text, or email for personalized service and expert guidance.

I look forward to working with you.

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A TEAM YOU CAN TRUST

Cornerstone First Mortgage, Inc. is a full-service mortgage lender headquartered in San Diego, California. Functioning as both the mortgage lender and broker, all aspects of the loan process (underwriting, funding and processing) are offered in-house. At Cornerstone First Mortgage, Inc., we are dedicated to delivering high-quality customer service and offer an extensive range of home loan programs with competitive rates to deliver a solution that best fits the need of each client.

What can I afford?

With this mortgage calculator, you can easily determine your estimated monthly payment, as well as how much interest you might pay and your projected principal balances. You can also input prepayment amounts to see their impact on your mortgage.
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5%

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$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Let’s get you into your dream home

It’s simple to get started on your mortgage journey – whether you’re just looking to get pre-qualified or are ready to submit an application. Just click the button below or submit a contact form to speak with one of our mortgage experts. We’re here to help!