As a seasoned professional with 25-plus years in mortgage banking, I am proficient in all types of residential lending. My areas of expertise include conventional and government lending, including FHA, VA, USDA, and reverse mortgages. My philosophy is that an informed borrower is a happy borrower, so I focus on communicating with and educating my borrowers. Integrity is always key, so I use an honest and upfront approach with my clients. I can also assist in understanding and rebuilding your credit.