Elias is passionate about helping people buy their home as a bilingual (English/Spanish) mortgage loan officer. He considers his role an opportunity to expand homeownership through responsible guidance, grounded in integrity, empathy, and personal attention.
With a focus on transparency, Elias takes the time to demystify the mortgage process. “Communication is my foundation,” he says. “Getting a mortgage can seem overwhelming, so I work closely with my clients to make sure they understand all their options and what to expect at each step.”
His areas of specialization include facilitating first-time homebuyers with local down payment assistance programs, refinancing, FHA, Conventional, USDA, VA loans, DSCR loans, ITIN loans, bank statement loans, Jumbo loans, commercial loans, asset depletion, fix and flip loans, HELOCs, HECMs, and tailored loans for self-employed individuals, visa holders, permanent residents, work permit holders, construction loan programs, and foreign nationals.
Elias explores all options to find the right mortgage solution for his customers. He has in-depth knowledge of lending guidelines and can quickly resolve any issues that could delay the closing day. Elias’ exceptional service also extends beyond closing day. He builds lasting relationships, always ready to serve his clients’ financing needs year after year, loan after loan.
Born in Wilmington, NC, and raised in Magnolia, NC, Elias has lived in Wilmington since 2013. He graduated from the University of North Carolina at Wilmington with a BS in Psychology and from NC Wesleyan with a BS in Computer Information Systems. Outside of work, Elias spends time with his family and on the water—you can usually find him kayaking or boating. He enjoys hiking and nature walking. He also enjoys playing music and cheering on his favorite sports teams. You can also find him advocating for Planet Conservation and building sustainable housing communities.
Additional languages spoken: Spanish
Licensed to work in: Florida (LO114064), North Carolina (I-194361), South Carolina (MLO – 2027524)
