GMH_0263

Joe Girmonde

Branch Manager
C: (480) 734-5094
20819 N. Cave Creek Road | Suite 101 | Phoenix, AZ 85024
20819 N. Cave Creek Road | Suite 101 | Phoenix, AZ 85024
Message me

About Joe Girmonde

Joseph Girmonde works in both real estate and mortgage, helping clients navigate the entire home-buying process with a coordinated, team-based approach. Originally from Central New York, Joseph moved to Arizona to attend Arizona State University and entered the real estate industry shortly after.

VDT Homes began operating in 2008, and after many years of working with buyers and sellers, the team expanded into lending with the launch of VDT Mortgage in 2024. Together, the real estate and mortgage groups have been involved in more than $1B in residential real estate transactions, combining their experience to simplify and support the client journey from start to finish.

Outside of work, Joseph enjoys spending time with family, golfing, and taking advantage of Arizona’s year-round sunshine.

0
0 Total Reviews

A TEAM YOU CAN TRUST

Cornerstone First Mortgage, Inc. is a full-service mortgage lender headquartered in San Diego, California. Functioning as both the mortgage lender and broker, all aspects of the loan process (underwriting, funding and processing) are offered in-house. At Cornerstone First Mortgage, Inc., we are dedicated to delivering high-quality customer service and offer an extensive range of home loan programs with competitive rates to deliver a solution that best fits the need of each client.

What can I afford?

With this mortgage calculator, you can easily determine your estimated monthly payment, as well as how much interest you might pay and your projected principal balances. You can also input prepayment amounts to see their impact on your mortgage.
$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Let’s get you into your dream home

It’s simple to get started on your mortgage journey – whether you’re just looking to get pre-qualified or are ready to submit an application. Just click the button below or submit a contact form to speak with one of our mortgage experts. We’re here to help!