Refinance Loan

What are Refinance loans?

A mortgage refinance is the replacement of an existing mortgage with another mortgage under different terms. Mortgage refinancing can lower your rate, which can add up to significant savings.

Why choose to Refinance:

Reduce your monthly mortgage payment: Mortgage rates are still very low. A refinance with Cornerstone First Mortgage, Inc. may help you lower payment and possibly save you money.
Consolidate high interest debt: You could pay off those higher-interest debts by refinancing with a lower rate. Even with less-than-perfect credit, we can help you lower your monthly payment and pay off your higher-interest debt. By consolidating your payments into one low monthly payment, you can pay less each month, lower your debt, and improve your credit score.
Pay Off Your Mortgage Faster: The shorter the term on your mortgage, the lower your mortgage rate. Did you know that you may be able to take advantage of today’s competitive rates by shortening the term of your loan (which means paying less interest) without a significant change in your monthly payment?

When to Refinance Your Mortgage?

Refinancing can be a smart financial move for homeowners looking to reduce their monthly mortgage payments, lower their interest rates, or change the terms of their loan. If you have been making payments on your mortgage for a while and have a good credit history, you may be eligible for a lower interest rate than when you originally obtained your mortgage. This can lead to significant savings on your monthly payments and over the life of the loan. Additionally, if your financial circumstances have changed, refinancing can allow you to adjust the terms of your loan to better fit your needs.

Interested in a Refinance Loan?

Contact us! One of our mortgage specialists would be happy to answer all your questions and get you started with a great low rate today!

Let’s get you into your dream home

It’s simple to get started on your mortgage journey – whether you’re just looking to get pre-qualified or are ready to submit an application. Just click the button below or submit a contact form to speak with one of our mortgage experts.

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Refinance Loan

What are Refinance loans?

Why choose to Refinance:

When to Refinance Your Mortgage?

Interested in a Refinance Loan?

Let’s get you into your dream home

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