VA Loan

What are VA loans?

VA Loans offer options for veterans, service members, and their surviving spouses.The VA Loan is a Zero Down Payment loan for eligible veterans. Purchase or refinance up to 100% of your homes value with no monthly mortgage insurance.

Why choose a va home loan

No down payment required
No mortgage insurance required
Lower credit scores may be accepted
No prepayment penalty
Lower interest rates compared to
conventional loans
Ability to finance closing costs
No limit on how many times the loan can be used
Available for eligible veterans and active-duty military personnel

How VA Loans Work

30-, 25-, 20- and 15-year terms are all available with fixed rates.
5-year adjustable-rate mortgage available.
Jumbo VA loans Available up to 2 million
Typically, lower rates and less restrictive qualification standards vs Conventional financing.
VA Streamline Refinance with a reduced funding fee and flexible documentation requirements – available for veterans currently in VA loans.
No monthly PMI (Private Mortgage Insurance).
VA loans are governed by the U.S. Department of Veterans Affairs.
Pay your mortgage off at any time without pre-payment penalties.

**Cornerstone First Mortgage, Inc. is not affiliated with or acting on behalf of or at the direction of FHA, VA, USDA or the Federal Government.

Interested in a VA Loan?

Contact us! One of our mortgage specialists would be happy to answer all your questions and get you started with a great low rate today!

Let’s get you into your dream home

It’s simple to get started on your mortgage journey – whether you’re just looking to get pre-qualified or are ready to submit an application. Just click the button below or submit a contact form to speak with one of our mortgage experts.

We’re here to help!

VA Loan

What are VA loans?

Why choose a va home loan

How VA Loans Work

Interested in a VA Loan?

Let’s get you into your dream home

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