mike_hines

Mike Hines

Loan Officer
C: (509) 499-0145
808 E Sprague Ave | Spokane, Washington 99202
808 E Sprague Ave | Spokane, Washington 99202
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About Mike Hines

Michael Hines | Mortgage Loan Originator
Cornerstone First Mortgage | Spokane, Washington

With over 23 years of mortgage lending experience and degrees in Finance and Economics from Eastern Washington University, Michael brings a unique combination of industry expertise, financial knowledge, and genuine personal commitment to helping clients achieve their homeownership goals.

A longtime Spokane resident, husband, and proud father of four, Michael understands that buying a home is about much more than securing a mortgage. It’s about building a future, creating memories, and establishing financial security for the people who matter most.

Throughout his career, Michael has served as a mortgage loan originator, business owner, and financial executive, gaining extensive experience in real estate finance, financial planning, and business management. This diverse background allows him to look beyond the numbers and help clients make informed decisions that align with their long-term financial goals.

Whether you’re a first-time homebuyer, moving into your next home, refinancing, or exploring down payment assistance programs, Michael is committed to finding financing solutions that fit your individual circumstances.

As part of Cornerstone First Mortgage, Michael combines decades of experience with the lending resources, technology, and support of an established mortgage company to provide a smooth, transparent, and personalized mortgage experience.

Michael believes the foundation of great service is simple: listen first, educate thoroughly, communicate clearly, and treat every client’s financial future with the same care and attention as his own family’s.

Your home. Your goals. Your future. Let’s make it happen.

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A TEAM YOU CAN TRUST

Cornerstone First Mortgage, Inc. is a full-service mortgage lender headquartered in San Diego, California. Functioning as both the mortgage lender and broker, all aspects of the loan process (underwriting, funding and processing) are offered in-house. At Cornerstone First Mortgage, Inc., we are dedicated to delivering high-quality customer service and offer an extensive range of home loan programs with competitive rates to deliver a solution that best fits the need of each client.

What can I afford?

With this mortgage calculator, you can easily determine your estimated monthly payment, as well as how much interest you might pay and your projected principal balances. You can also input prepayment amounts to see their impact on your mortgage.
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$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Let’s get you into your dream home

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