With over two decades of experience in the mortgage industry, Richard L. Bolt has built a reputation for delivering expert guidance and personalized service to homebuyers and homeowners throughout New Jersey and Florida. As a seasoned Mortgage Loan Officer at Cornerstone First Mortgage, Richard specializes in residential mortgages for both purchases and refinances, offering tailored solutions to meet each client’s unique financial goals.

Recognized as a Five Star mortgage professional, Richard is committed to making the mortgage process smooth, transparent, and stress-free. Whether you’re a first-time homebuyer, looking to refinance, or investing in property, Richard combines industry knowledge with a personal touch to ensure your financing experience is seamless from start to finish.

Outside of work, Richard enjoys spending quality time with his wife, children, and their beloved animals. He and his family are passionate about giving back to the community and actively volunteer with a local animal rescue organization, regularly fostering cats and dogs in need of loving homes.