Robert A. Encarnacion is a Mortgage Loan Officer based out Detroit, MI, with more than 18 years of experience working in the mortgage and banking industry. As a trusted advisor, Robert’s role is to help its community with their home financing priorities.
Robert’s banking career started back in 2006 with Bank of America as a Community Mortgage Loan officer in the Boston Metro area of Massachusetts. Before relocating to Detroit, MI, Robert worked for multiple financial institutions, more recently he held a position as a AVP – Small Business Banker in the city of Detroit with Bank of America. Prior to that, he was a Financial Center Manager in Grosse Point Michigan. Robert also worked as a Small Business Banker in Miami, FL. Working hand in hand with small business owners helping them with all the aspects of their businesses. Robert’s heart is within the LMI and minority communities. He is passionate about promoting financial literacy and economic growth within those communities and that is the reason why he moved from Miami, FL to Detroit, MI.
Robert has been an active participant in the real estate industry, as a landlord and as a licensed real estate agent (MA & FL) as well as an investor. In the last five years he has been engaging in small real estate development projects in the City of Detroit. With an extensive background in all aspect of mortgage financing, from first time home buyers to investment products Robert is here to help.
Robert attended Bunker Hill Community College and studied Business Administration Management in 2016. He completed his degree with high honors. In his free time, Robert loves to travel, gardening, and painting. Robert is in an entrepreneur, and he is an owner/investor in a couple of restaurant startups. He loves to be busy.
