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Richard Garvey

Loan Officer
C: (609) 206-2586
O: (866) 815-1803
2655 Camino Del Rio North, #100 | San Diego, CA 92108
2655 Camino Del Rio North, #100 | San Diego, CA 92108
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About Richard Garvey

With a background in both mortgage lending and digital platform development, Richard Garvey brings over four years of experience to helping clients achieve their homeownership dreams. Specializing in non-QM loans, Richard works with self-employed individuals, entrepreneurs, and investors who face unique challenges in securing financing.

As a former self-employed business owner, Richard understands the specific needs and concerns of his clients and is dedicated to providing tailored solutions that simplify the process.

Leveraging his expertise in digital platform development, Richard uses innovative tools to streamline lending and deliver a personalized, stress-free experience. Outside of work, Richard is a competitive endurance athlete who enjoys spending time with his wife and two children.

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A TEAM YOU CAN TRUST

Cornerstone First Mortgage, Inc. is a full-service mortgage lender headquartered in San Diego, California. Functioning as both the mortgage lender and broker, all aspects of the loan process (underwriting, funding and processing) are offered in-house. At Cornerstone First Mortgage, Inc., we are dedicated to delivering high-quality customer service and offer an extensive range of home loan programs with competitive rates to deliver a solution that best fits the need of each client.

What can I afford?

With this mortgage calculator, you can easily determine your estimated monthly payment, as well as how much interest you might pay and your projected principal balances. You can also input prepayment amounts to see their impact on your mortgage.
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$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Let’s get you into your dream home

It’s simple to get started on your mortgage journey – whether you’re just looking to get pre-qualified or are ready to submit an application. Just click the button below or submit a contact form to speak with one of our mortgage experts. We’re here to help!