Dr. Bhola Siwakoti, GDBA. MBA. is a highly experienced mortgage and nonprofit executive with a proven track record in strategic leadership, operations management, and client relationship building, evidenced by his success in boosting mortgage portfolios, sales, origionation, operations, achieving high loan approval rates, and effectively managing diverse teams and projects across various sectors.
Professional Experience
Regional Manager at Mortgage Your Best Powered by Cornerstone First Mortgage LLC (05/2019 – Present):
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Significantly increased client mortgage portfolio and regional mortgage closings through strategic guidance and expertise in platforms like Encompass and Blend.
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Achieved a 96% loan approval rate by meticulously assessing creditworthiness and aligning loan products with client financial goals.
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Expanded market presence by cultivating a robust network of clients, realtors, and stakeholders through active participation in real estate meetings and seminars.
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Ensured compliance with federal mortgage laws by acting as a crucial liaison between applicants, processors, and underwriters.
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Streamlined the mortgage process and upheld ethical lending practices by proactively communicating loan progress and facilitating document compilation.
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Maintains licensing standards and commits to continuous learning to adapt to evolving market trends.
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Built strong client relationships for seamless mortgage origination using platforms like Encompass and Blend.
Managing Director at Building Community in New Hampshire (05/2016 – 12/2018):
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Held full responsibility for general operations oversight, corporate budget management, allocation, and payroll administration (accounting, invoicing, payments).
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Developed business plans and revenue growth tactics in collaboration with the Executive Director.
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Managed staff through compensation, coaching, development, appraisal, and reporting.
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Created and utilized procedures for responding to all program personnel, sponsors/patrons, associates, and other stakeholders.
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Successfully managed numerous projects and interested parties, consistently meeting tight deadlines.
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Achieved 100% reporting accomplishments for all federal and local grants.
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Directly supervised 10 employees, 40 contracts, and two sites.
Education
Global Doctor of Business Administration (GDBA): SSBM, Geneva, Switzerland (02/2023 – 10/2025).
Master of Business Administration (MBA): University of Phoenix, Lone Tree, Colorado (01/2012 – 12/2014).
Bachelor’s in Social Sciences – Bilingual (Nepali & English): Tribhuvan University, Kathmandu, Nepal (01/2003 – 12/2007).
Key Achievements
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Exceeded Sales Targets: Surpassed regional sales targets by 25% in 2022 through strategic client management.
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Coordinated Sales – Origination: Coordinated over 100 mortgage closings monthly, ensuring timely and accurate documentation.
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Improved Processing Quality: Reduced loan origination errors and enhanced sales activities.
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Boosted Client Retention: Increased client retention by 80% through improved customer service and relationship building.
Skills and Expertise
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Mortgage Lending: Strategic guidance, financial analysis, loan product alignment, sells& origination, credit decision, regulatory compliance, ethical lending practices, client relationship building.
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Operations Management: Budget management, payroll administration, project management, staff oversight, grant management, process development.
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Technology Proficiency: Encompass, Blend, CRM, DocMagic.
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Strategic Planning: Revenue growth tactics, business planning, market presence enhancement.
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Leadership & Management: Team management, coaching, development, appraisal, network building, stakeholder engagement.
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Financial Analysis: Creditworthiness assessment, loan product alignment.
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Compliance: Federal mortgage laws, regulatory requirements.
Languages
Nepali: Native
English: Proficient
Hindi: Intermediate
