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Joe Girmonde
Branch Manager
NMLS# 845225
C: (480) 734-5094
JG@cfmtg.com
Verennice Muro
Licensing Support Specialist
NMLS# 1257258
O: (866) 815-1803
C: (619) 799-1548
Vmuro@cfmtg.com
Moises Ramos
Loan Officer
NMLS# 1810608
C: (305) 978-4796
MRamos@cfmtg.com
Tommy Darnell
Loan Officer Assistant
NMLS# 156688
O: (866) 815-1803
C: (256) 658-0230
tdarnell@cfmtg.com
Mark Saftich
Sr. Loan Officer
NMLS# 115868
C: (360) 241-6240
MSaftich@cfmtg.com
Elliot Kaplan
Branch Loan Processor
NMLS# 377443
O: (866) 815-1803
C: (954) 903-7672
elliot.kaplan@cfmtg.com
Kimberly Richards
Branch Manager
NMLS# 175666
C: (423) 285-9005
KRichards@cfmtg.com
Milan Navarro
Sales Manager
NMLS# 1554240
O: (866) 815-1803
C: (775) 544-9568
milan.navarro@cfmtg.com
Evan Jacobs
Loan Officer Assistant
NMLS# 2185534
O: (866) 815-1803
C: (509) 295-1614
ejacobs@cfmtg.com
Dee Ann Harper
Branch Manager
NMLS# 1323537
O: (866) 815-1803
C: (405) 824-8320
DHarper@cfmtg.com
Michael Rishel
Loan Officer
NMLS# 227604
C: (404) 423-6621
MRishel@cfmtg.com
Benjamin Carlson
Branch Sales Manager
NMLS# 1560861
O: (866) 815-1803
BCarlson@cfmtg.com
Brett_Jerhoff
Brett Jerhoff
Production Manager
NMLS# 307368
O: (866) 815-1803 x 1021
C: (619) 847-6196
bjerhoff@cfmtg.com
Hayden Sprague
Loan Officer
NMLS# 2760476
C: (989) 370-3781
HSprague@cfmtg.com
Tamieko Villagomez
Loan Officer
NMLS# 402730
O: (866) 815-1803
C: (253) 224-8598
tamieko@cfmtg.com
Tony Dutton
Branch Manager
NMLS# 1171041
C: (612) 490-4174
tdutton@cfmtg.com
Lou Magallon
Sr. Mortgage Advisor
NMLS# 253395
O: (866) 815-1803
C: (415) 706-7081
lmagallon@cfmtg.com
Scott Ridgeway
Branch Manager
NMLS# 50685
C: (509) 539-1039
scott@ridgewayteam.com
Amy Garcia
Senior Loan Officer
NMLS# 291288
O: (866) 815-1803
C: (305) 879-8484
amy.garcia@cfmtg.com
Monica Guiton
Loan Officer
NMLS# 261008
O: (866) 815-1803
C: (209) 404-0409
monica@mymortgageally.com
Galina Mukha
Jr. Loan Officer
NMLS# 2593722
C: (916) 320-0719
GMukha@cfmtg.com
Ansar Khan
Loan Officer
NMLS# 1636580
O: (866) 815-1803
C: (814) 270-8354
AKhan@cfmtg.com
Alex Dacanay
Loan Officer
NMLS# 2737452
C: (480) 236-4489
ADacanay@cmftg.com
Cayne Harrelson
Branch Manager
NMLS# 1747652
C: (334) 488-0524
charrelson@cfmtg.com
Steve Layne
Branch Operations Manager
NMLS# 1177959
C: (734) 363-1594
slayne@youfihomeloans.com
Isaiah Blas
Branch Manager
NMLS# 2125132
O: (866) 815-1803
C: (858) 652-0789
iblas@cfmtg.com
Bryan Grodzinski
Loan Officer
NMLS# 1283798
C: (732) 684-4106
BGrod@cfmtg.com
Dustin Schaffer
Branch Pipeline Manager
NMLS# 2247233
C: (602) 810-4500
DSchaffer@cfmtg.com
Violeta Saucedo
Loan Officer
NMLS# 275269
O: (866) 815-1803
C: (708) 205-8011
Violeta@cfmtg.com
Sandra Priscal
Sales Manager
NMLS# 408878
C: (305) 431-6643
spriscal@cfmtg.com
John Marroni
Mortgage Advisor
NMLS# 5778
C: (617) 680-6495
johnmarroni@cfmtg.com
Alex Trejo
Loan Officer
NMLS# 518177
O: (866) 815-1803
C: (941) 526-6413
Alex.trejo@lendufinance.us
Steven Sardini
Loan Officer
NMLS# 2615776
O: (866) 815-1803
C: (973) 529-2664
SSardini@cfmtg.com
Adam Galbraith
Loan Officer
NMLS# 367812
O: (866) 815-1803
C: (937) 329-0815
agalbraith@cfmtg.com
Jessica Beverage
Loan Officer
NMLS# 2277686
O: (253) 200-3255
C: (360) 536-6262
JBeverage@futurefirstmtg.com
Wanda Leung
Loan Officer
NMLS# 2669730
C: (626) 543-3360
wleung@cfmtg.com
Michelle Flores
Loan Officer
NMLS# 945249
C: (775) 762-9085
MichelleF@cfmtg.com
Jake Donohoo
Loan Originator
NMLS# 1304311
C: (256) 347-3172
JDonohoo@cfmtg.com
Linda Owen
Sales Manager
NMLS# 289674
O: (866) 815-1803
C: (951) 536-6483
linda.owen@cfmtg.com
Richard Saling
Loan Officer
NMLS# 2690782
C: (623)526-2262
RSaling@cfmtg.com
James Waite
Branch Operations Manager
NMLS# 1286031
O: (866) 815-1803
C: (813) 967-8343
jwaite@goodwinmg.com
Louis Theriot
Loan Officer
NMLS# 40890
C: (214) 960-9592
LTheriot@cfmtg.com
Joelle Lione
Loan Officer
NMLS# 221185
O: (866) 815-1803
C: (201) 532-3323
jlione@cfmtg.com
Jenna Tolman
Loan Officer
NMLS# 999566
C: 949-702-0532
jtolman@cfmtg.com
Ryan Hull
Senior Loan Officer
NMLS# 338246
C: (480) 262-7845
RHull@cfmtg.com
Madison Avolio
Loan Officer
NMLS# 2519067
C: (360) 936-6159
madison@mcmtg.com
Richard Bolt
Loan Officer
NMLS# 222703
O: (866) 815-1803
C: (908) 332-8575
RBolt@cfmtg.com
Patricia McKay
Certified Mortgage Advisor
NMLS# 356558
C: (954) 224-0139
PMckay@cfmtg.com
Jack Kammer
Loan Care Team Partner
NMLS# 114274
O: (866) 815-1803
C: (707) 591-3191
JKammer@cfmtg.com
Tommy Lyons
Loan Officer
NMLS# 967600
C: (667) 450-4389
TLyons@cfmtg.com
John Bellak
Senior Loan Officer & Loan Officer Assistant
NMLS# 1686073
C: (216) 952-5484
johnb@mcmtg.com
Tim Dunne
Loan Officer
NMLS# 353460
C: (813) 610-2372
tdunne@goodwinmg.com
Debbie Meyer
Production Assistant
NMLS# 795463
O: (866) 815-1803
C: (407) 375-4891
dmeyer@cfmtg.com
Raj Doobay
Loan Officer
NMLS# 347772
C: (305) 801-5275
RDoobay@cfmtg.com
Troy Cummings
Loan Officer
NMLS# 2009354
C: (858) 354-4484
TCummings@cfmtg.com
Christa Bowe
Loan Officer/Branch Loan Processor
NMLS# 1165595
C: (414) 690-8048
cbowe@cfmtg.com
Bobbi Middleton
Loan Officer
NMLS# 2459980
C: (936) 499-0510
BMiddleton@cfmtg.com
Ben Shelbourne
Loan Officer
NMLS# 2040400
C: (619) 856-3615
bshelbourne@cfmtg.com
Peter Gaeckle
Sr. Loan Officer
NMLS# 295989
O: (866) 815-1803
C: (408) 515-8215
peter@mymortgageally.com
Vernae Rhem
Loan Officer
NMLS# 2296382
O: (866) 815-1803
C: (707) 208-4606
VRhem@cfmtg.com
Judy Young
Loan Officer
NMLS# 1755168
O: (866) 815-1803
C: (727) 430-5502
JYoung@cfmtg.com
Ned Silverman
Branch Manager
NMLS# 1514667
C: (231) 397-8381
nsilverman@cfmtg.com
Vince Jackson
Loan Officer
NMLS# 1534007
C: (937) 369-7027
VJackson@cfmtg.com
Ralph Maza
Loan Officer
NMLS# 1210315
O: (866) 815-1803
C: (808) 855-8685
rmaza@cfmtg.com
Chris Opstedal
Loan Officer
NMLS# 121177
O: (866) 815-1803
C: (253) 229-7216
COpstedal@cfmtg.com
Deivy Garcia
Loan Officer
NMLS# 2762033
C: (786) 282-6428
Deivy@constantlending.net
Ana Pelaez
Loan Officer
NMLS# 2628695
C: (786) 818-8940
APelaez@cfmtg.com
Jorge Vasallo
Loan Officer
NMLS# 2629075
C: (786) 356-9508
jorge@constantlending.net
Emanuel Etuks
Loan Consultant
NMLS# 2514299
O: (866) 815-1803
C: (503) 381-3579
EEtuks@cfmtg.com
Brian Coutu
Branch Sales Manager
NMLS# 1200844
C: (954) 330-3793
BCoutu@cfmtg.com
Linda Mokeski
Loan Officer
NMLS# 981590
C: (702) 902-6917
lmokeski@cfmtg.com
Pravallika Kothapalli
Loan Officer
NMLS# 2805638
C: (972) 313-5266
pkothapalli@cfmtg.com
Jessica Roberts
Loan Officer
NMLS# 2070959
C: 561-451-7130
jessica.roberts@cfmtg.com
Shelby Schade
Branch Processor Team Lead
NMLS# 746791
O: (253) 200-3255
C: (530) 355-8533
SSchade@futurefirstmtg.com
Joe Wingfield
Senior Loan Officer
NMLS# 1969003
C: (540) 649-3546
JWingfield@cfmtg.com
Kelly Javeed
Branch Loan Processor
NMLS# 734069
O: (866) 815-1803
C: (813) 906-9312
kjaveed@goodwinmg.com
Carmen Caringella
Senior Loan Officer
NMLS# 189983
C: (847) 312-8687
CCaringella@cfmtg.com
Geremy Reese
Loan Officer
NMLS# 2025788
C: (662) 871-8005
GReese@cfmtg.com
Mike Certo
Branch Manager
NMLS# 260555
O: (866) 815-1803
C: (480) 296-6513
MCerto@cfmtg.com
Alan Burkhart
Loan Officer
NMLS# 312229
C: (503) 680-8796
ABurkhart@cfmtg.com
Arelis Couvertie
Loan Officer
NMLS# 2705698
C: (407) 361-2878
Arelis@cfmtg.com
Mike Seltzer
Loan Officer
NMLS# 2546489
O: (866) 815-1803
C: (207) 272-2215
mikes@cfmtg.com
Zach Copeland
Loan Officer
NMLS# 1644904
C: (561) 339-6645
zcopeland@goodwinmg.com
Patricio Javier Orloff
Loan Officer
NMLS# 349449
O: (866) 815-1803
C: (305) 726-8155
POrloff@cfmtg.com
Devayani Pandav
Loan Officer
NMLS# 2059093
O: (866) 815-1803
C: (312) 493-8040
Devayani@cfmtg.com
Garet Jones
Loan Officer
NMLS# 2779264
C: (417) 840-7585
GJones@cfmtg.com
Jennifer Rebelo
Loan Officer
NMLS# 2610636
C: (216) 212-9738
jennifer@mcmtg.com
Joe Omahen
Loan Officer
NMLS# 273689
C: 858-336-7486
jomahen@cfmtg.com
Tiffany Franco
Mortgage Originator
NMLS# 226916
O: (866) 815-1803
C: (201) 401-9599
tfranco@cfmtg.com
Joey Fenwick
Branch Sales Manager
NMLS# 386492
C: (602) 697-6473
JFenwick@cfmtg.com
Sarah Siebers
Loan Officer
NMLS# 2694662
C: (619) 761-9914
ssiebers@cfmtg.com
Lacey Elwell
Loan Officer
NMLS# 606887
O: (866) 815-1803
C: (360) 771-4030
LElwell@cfmtg.com
Devin Hendrickson
Loan Officer
NMLS# 2247953
C: (321) 263-1615
DHendrickson@cfmtg.com
Ashley Davenport
Loan Officer
NMLS# 1050236
O: (866) 815-1803
C: (510) 314-9000
ashley@rclending.co
Austin Krause
Loan Officer
NMLS# 2093437
austin@mcmtg.com
Troy Spears
Loan Officer
NMLS# 1450661
C: (216) 339-0405
TSpears@mcmtg.com
Yeda Eid
Loan Officer Assistant
NMLS# 2163188
O: (866) 815-1803
C: (772) 203-5599
YEid@cfmtg.com
Alex Butt
Loan Officer
NMLS# 931335
O: (866) 815-1803
C: (410) 207-6113
abutt@cfmtg.com
Denise Huettner
Loan Officer
NMLS# 158178
C: (734) 634-1315
DHuettner@cfmtg.com

At Cornerstone First Mortgage, LLC. we are dedicated to delivering high-quality customer service and offer an extensive range of home loan programs with competitive rates to deliver a solution that best fits the need of each client.

For Licensing Information go to:
www.nmlsconsumeraccess.org

NMLS ID #173855

Contact Us

  • (866) 815-1803
  • info@cfmtg.com
  • 2655 Camino Del Rio N.
    Suite 100
    San Diego, CA 92108
FHA Case Transfer Request: casetransfer@cfmtg.com

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© 2026 Cornerstone First Mortgage, LLC. All Rights Reserved. NMLS ID #173855 Equal Opportunity Lender.
© 2026 Cornerstone First Mortgage, LLC. All Rights Reserved. NMLS ID #173855 Equal Opportunity Lender.